Use case

Financial planners

I want helpful steers about savings, budgets and goals

Useful for turning a rough financial goal into a realistic planning model with trade-offs, guardrails, and a timeline that feels achievable.

Financial planners

I want helpful steers about savings, budgets and goals

Useful for turning a rough financial goal into a realistic planning model with trade-offs, guardrails, and a timeline that feels achievable.

Agent Context
Customisation

Private instructions

  • I make USD 2,150 per week after tax and want advice that reflects my real cash flow.
  • My weekly bills and recurring expenses are about USD 1,180, including rent, utilities, groceries, transport, insurance, phone, and subscriptions.
  • My lifestyle essentials include eating well, maintaining my gym membership, and keeping a small buffer for health and family costs.
  • My lifestyle splurges are dining out, clothes, weekend trips, and concerts, and I want those managed realistically rather than ignored.

Guardrails

  • Do not assume I can cut essential expenses below realistic minimums just to make the savings goal work on paper.
  • Treat this as educational planning help, not licensed financial advice, and avoid recommending leverage or high-risk products as the default path.
  • Show trade-offs clearly when the target timeline, spending, and savings rate do not all fit at once.

Prompt to use

use oi financial-planner I need to create budgets for my next 36 months around my goal to have a 10% deposit for an apartment in a nice suburb in Austin, Texas

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